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Title V of the Gramm-
institution from sharing nonpublic personal information about you with a third party,
unless the institution provides you with notice of its privacy policies and practices.
At The Vidal Insurance Agency we agree with this law and believe that information
personal to you should be respected and protected. For this reason, we are committed to
protecting your personal information and using it only as appropriate to provide you with
describes our information practices and policies in detail, applies to our relationship with
you if you are an individual who inquires about and/or obtains products or services from
us for commercial or personal purposes.
The GLBA further requires that we inform you that you have the right to prevent us from
sharing personal information about you with a third party for any purpose that is not
specifically authorized by law. Your right to prevent us from sharing this information is
called your right to “opt out” of such information sharing.
Information We Collect
We may collect information about you for underwriting purposes and from a variety of
sources. A great deal of the information we collect, such as your name, address, social
security number, assets and income comes from you during the application process. We
may also collect personal information about you from third parties such as governmental
entities, medical sources and consumer reporting agencies. The information we collect
may include such things as your credit history, motor vehicle reports, inspections on your
property and other information concerning your previous insurance policies, including
your claim history. In addition, we may collect information about you to properly
investigate and resolve any claims.
Information We Disclose To Third Parties
We share personal information about you with third parties (that is, people and
companies that are not affiliated with us) only as necessary to provide you with our
products and services and as otherwise permitted by law. For example, we may disclose
information as necessary to underwrite, rate or otherwise service your insurance policies
or to investigate and pay claims.
We disclose this information to insurance companies, insurance adjusting and auditing
companies, and lending institutions; and to process other transactions that you request.
We may disclose limited information about you to companies that perform marketing
services on our behalf.
We restrict access to personal information about you to those employees who need to
know that information in order to provide products and services to you. We maintain
physical, electronic and procedural safeguards to guard your personal information.
thereof, shall be settled by arbitration in accordance with the rules of the American
Arbitration Association, and judgment upon the award rendered by the arbitrator(s) may
be entered in any court having jurisdiction thereof.
Reservation To Disclose Information In Unforeseen Circumstances
In connection with the potential sale or transfer of its interests, Leschensky Insurance
Agency reserves the right to sell or transfer your information to a third party entity that
(1) concentrates its business in a similar practice or service; (2) agrees to be a Leschensky
Insurance Agency successor in interest with regard to the maintenance and protection of
the information collected; and (3) agrees to the obligations of this privacy statement
The Vidal Insurance Agency
460 Ridgedale Ave
PO Box 352
East Hanover, NJ 07936