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Privacy Policy

Title V of the Gramm-Leach-Bliley Act (GLBA) generally prohibits any financial

institution from sharing nonpublic personal information about you with a third party,

unless the institution provides you with notice of its privacy policies and practices.
At The Vidal  Insurance Agency we agree with this law and believe that information

personal to you should be respected and protected. For this reason, we are committed to

protecting your personal information and using it only as appropriate to provide you with

the best possible service, products, and opportunities. This privacy policy, which

describes our information practices and policies in detail, applies to our relationship with

you if you are an individual who inquires about and/or obtains products or services from

us for commercial or personal purposes.

The GLBA further requires that we inform you that you have the right to prevent us from

sharing personal information about you with a third party for any purpose that is not

specifically authorized by law. Your right to prevent us from sharing this information is

called your right to “opt out” of such information sharing.

Information We Collect

We may collect information about you for underwriting purposes and from a variety of

sources. A great deal of the information we collect, such as your name, address, social

security number, assets and income comes from you during the application process. We

may also collect personal information about you from third parties such as governmental

entities, medical sources and consumer reporting agencies. The information we collect

may include such things as your credit history, motor vehicle reports, inspections on your

property and other information concerning your previous insurance policies, including

your claim history. In addition, we may collect information about you to properly

investigate and resolve any claims.

Information We Disclose To Third Parties

We share personal information about you with third parties (that is, people and

companies that are not affiliated with us) only as necessary to provide you with our

products and services and as otherwise permitted by law. For example, we may disclose

information as necessary to underwrite, rate or otherwise service your insurance policies

or to investigate and pay claims.

We disclose this information to insurance companies, insurance adjusting and auditing

companies, and lending institutions; and to process other transactions that you request.

We may disclose limited information about you to companies that perform marketing

services on our behalf.

Information Security

We restrict access to personal information about you to those employees who need to

know that information in order to provide products and services to you. We maintain

physical, electronic and procedural safeguards to guard your personal information.

Dispute Resolutions

Any controversy or claim arising out of or relating to our privacy policy, or the breach

thereof, shall be settled by arbitration in accordance with the rules of the American

Arbitration Association, and judgment upon the award rendered by the arbitrator(s) may

be entered in any court having jurisdiction thereof.

Reservation To Disclose Information In Unforeseen Circumstances

In connection with the potential sale or transfer of its interests, Leschensky Insurance

Agency reserves the right to sell or transfer your information to a third party entity that

(1) concentrates its business in a similar practice or service; (2) agrees to be a Leschensky

Insurance Agency successor in interest with regard to the maintenance and protection of

the information collected; and (3) agrees to the obligations of this privacy statement

Ongoing Access To Privacy Policy

If you have any questions about our privacy policy, you may contact our office at:

The Vidal Insurance Agency

460 Ridgedale Ave
PO Box 352

East Hanover, NJ 07936